Tag Archives: bank

Vocabulary for Science Fiction or Fantasy Novels


In science fiction and fantasy, there is normally a cornerstone culture, central to the story, that is malevolent. It is oppressive of its citizenry, setting the stage for the rise of a hero, an avenger of the people.

There are two words to describe such a culture:

  • cacotopia
  • dystopia

Both words define a world that is the opposite of Utopia, or paradise: a world of deprivation, horror and exploitation. Usually the people are enslaved, if not physically, then through economics or some psychological method. Or earth changes, like  global coastal events caused by meteor strikes or the aftermath of world wars, have disrupted normal society and destroyed convenience systems, such as the electrical grid or banking. Whatever the cause, the new world order is a system that grinds those under its bonds to grist.

Now that your imagination is twisting, turning, leaping and bounding with images, get writing!

Justice: Part 3, The Finale


Justice: Part 3

by Fay Moore (c) 2012

Good god, man,” says the Chief. A pause, then, “Call me later with the rest of the findings.”

The Chief of Police is silent. Six pairs of eyes focus on him, trained to read the faces of men to reveal what is in the heart.  At the moment, the face of the Chief is tabula rasa. Under the circumstances, the eyes stay riveted to the chief’s face, mining data from each subtle nostril flare, each bat of an eyelid, each pupil dilation.

Standing, the Chief hands off the cell phone to an assistant, straightens his uniform coat, then locks eyes with his audience.

There’s been a fire at the GS Global Investments building. All the senior executive offices burned. Once the blaze was controlled, firemen made a cursory search through the suite, to be sure all flames were extinguished. In the executive bathroom, they found a pair of severed hands on a plate, covered in blood, under a glass dome. The coroner said the hands appear to have been removed from a cadaver. You know, one of the pickled bodies used for training in medical schools. Thank God for that. I was afraid the hands belonged to another investment banker.”

One of the detectives in the room chuckled. “Blood on your hands.”

What?” asked the Chief.

Blood on your hands. The perpetrator is sending a message. The investment banking community has blood on their hands.”

If you count the kills in Asia, Europe and here, we have eleven dead bankers in forty-eight hours. I’d say you’re right that whoever is behind these hits is sending a message, a very lethal message.”

Did they find anything else?”

Yes. Under the glass plate holding the hands, there was a copy of an article from a San Francisco newspaper, written by a Bill, Phil, or Will somebody and called “Unrepentant and Unreformed Bankers.”

Another voice responds, “I saw that article on the Internet. It has gone viral on the free video channels. That crowd sees our perpetrator–or perpetrators–as a kind of Robin Hood. You know, delivering justice where the regulators and courts won’t.”

The Chief growls in reply, “Let me remind you that we deliver justice, not some vigilante. You can’t have people taking the law into their own hands. Remember that! Now show me the article. You said it’s on-line?”

The detective uses the Chief’s computer to find it. The search returns several references to the article, as it has been printed not only in the San Francisco newspaper, but also in the Huffington Post and on various Internet web sites.

The Chief scans the article as the detectives peer over his shoulder.

Money laundering. Price Fixing. Bid rigging. Securities fraud. Talking about the mob? No, unfortunately. Wall Street,” a detective reads aloud. There’s a laugh around the room. “Old Phil Angelides knows how to start an article off with a bang. You know, Chief, he’s got a point.”

A glare from the Chief silences the speaker. “We have crimes to solve. Now get to work.”

It takes weeks of coordinating investigative efforts with global law enforcement and intelligence organizations to turn up bumpkus. The police entities can’t identify who is behind the mayhem. The killings have stopped: the spree is short-lived and focused. Nowhere is there sympathy for the victims.

Over and over, excerpts from the Angelides article appear on television. In coffee shops, barbershops, taxicabs and airports, the buzz is the same: the banks and their leaders have faced no real political, economic or legal consequences for their wrongdoing. The banks are cozy with the regulators and with legislators. Wall Street is solipsism, a world of utter madness that, till now, others could not affect.

——-

Somewhere in Hong Kong, an octogenarian is on his deathbed. He is thinking about the Year of the Dragon; it is a year of bravery, of passion, a time to eliminate negative chi from the past. He considers his life. He has been favored in business and industry. His personal fortune exceeds the total economy of many individual countries. Before he dies, he wishes to leave a gift to his children and grandchildren. He believes he has done it. He believes he has made their world better.

How does he know?

He is watching the news. The broadcaster describes a global reordering of the financial world. In the aftermath of the multiple murders, fear seizes those who ran the old order, and they flee to hide in their hidden bunkers. Systems that have been in place for decades are being disassembled. The central banking system breaks up into small localized units. Fiat currencies are replaced with asset-backed money. Sovereign debts are forgiven. Taxpayers are off the hook. Governments cut size and balance budgets. International banking criminals are arrested and prosecuted vigorously.

Optimism and hope are in the air. Economies will be rebuilt. He can die in peace.

Justice, Part Two


Asklotta requested I write Part 2 to 8/23/2012’s short story “Justice.” Your wish, Asklotta, is my command.

I went hunting for inspiration and found it on www.zerohedge.com in Tyler Durden’s 8/23/2012 post titled “JPM’s London Whale May Face Jail Time for Mismarking Billions in CDS.” I hope you enjoy another installment of “Justice.”

Justice: Part Two

by Fay Moore © 2012

 On the 20th floor, night’s blackness is arriving without a sound. Reds, purples and oranges chase the sun out of sight beyond J.R.’s office window.

Late nights are de rigueur at the Wall Street firm, so an analyst knows where to find J. R. when the after-hours news comes across the wire. J. R. is in his office, as expected. Unexpectedly, J. R. is in front of his desk when the subordinate knocks on the jamb of the open office door. The boss is striding back and forth atop a broad gilded stripe on the carpet, as if the line is a runway and his feet, the plane flown by a pilot practicing incessant touch-and-go landings.

The underling centers himself inside the door frame, lowers his eyes and waits politely. J. R. makes two more passes in front of the desk before acknowledging the interruption.

Can’t you see I’m busy?”

You asked me to let you know if anything hit the alternative news wires. Something is up on ZeroHedge.”

The boss swears under his breath and heads for his desk. He grabs the arm of the executive desk chair forcefully, rolling it backwards, and jumps into the leather seat, driving the rolling chair forward. The ricochet reminds the subordinate of the lethal motion of a pistol slide.

The Internet article says J. R., as chief executive officer, and his firm are in trouble: in addition to the uncomfortable news of the firm’s suffering massive losses for the quarter, now comes an accusation that players in the firm engage in criminal mismarking of credit default swaps to boost reported profits with the intent to defraud shareholders and investors.

J. R. knows that regulators are three years behind in following up allegations of wrong-doing. A bigger threat, in the form of bad press, comes from self-appointed enforcers outside the establishment. Envious or angry insiders leak damaging information into the alternative news channels. Internet-based sleuths are busy lifting carpet corners, shining light on hidden filth missed by lazy, stupid or blind regulators. Going from trickles to torrents,  the news leaks push J. R. to make admissions about the bad behavior of the London-based trading office, and name names of guilty parties. To cover his own ass, he denies foreknowledge of the crimes. Then there’s the LIBOR scandal, to which J. R.’s firm is a party–if not directly, then by association.

J. R. belongs to the You-scratch-my-back-and-I’ll-scratch-yours Boy’s Club where men help each other evade the law, at least, and commit horrific crimes, at most.

The executive admits to himself that the media snowball is rolling downhill and growing out of control. The bad news, that came in monthly dribs and drabs of disjointed factoids in the beginning,  is coming faster and faster now; from monthly leaks to weekly to daily to hourly ones.  At first, J. R.’s smooth spin paints the Internet newsmongers as “nutters” chasing phantoms. J. R. is a master at disconnecting the dots. His executive board loves him for that quality. But now the fouling of the firm is overwhelming. The big question at the top is who is going down?

J. R. is waiting for a call from his criminal defense lawyer. That’s why he was pacing when the associate showed up in his office doorway. He needs the legal firm’s resources to manufacture an escape route that will keep him alive and functioning. He is trying to keep his neck out of the noose.

The television mounted on his office wall—the one that is always on and tuned to the financial news network with the prettiest broadcasters–sounds a bell. For some odd reason, J. R. mistakes the sound for the peal of the early warning system. He looks up at the screen. The announcer speaks. The news rattles him. The former head of a competing firm is dead, shot today by an unidentified gunman while he and his wife are vacationing in the south of France.

In the middle of a sentence, the broadcaster stops speaking, pressing his finger against the device in his ear.

After a pause, the reporter says, “We have breaking news. The shooting appears to be an assassination. A source inside French law enforcement says the shooting has all the hallmarks of a professional hit. We’ll bring you the details as soon as we know more.”

A professional hit? By whom?” the underling asks his boss.

I don’t know,” he answers, his voice quieter than normal. “Look, I have a call to make. Thanks for telling me about the ZeroHedge thing. That’s all for now.” J. R. walks the man toward the door, shutting the door behind him.

He calls his lawyer again and gets the receptionist.

He identifies himself to her, then says, “This is urgent. I need my attorney now.”

The barrister’s paralegal comes on the line. He recognizes the investment banker’s voice. J. R. gets to the point.

I don’t know if you’ve heard the latest. I fear someone is targeting investment bankers.”

Yes, I heard the French news.”

“Then you understand. I need protection, and I need it tonight. I don’t know who is behind the threat, but. . . .”

A bullet breaks through the office window glass, striking J. R. in the back of the head and blowing a gaping hole in his frontal lobe as the projectile exits the skull. As J. R. falls, a tinny voice calls through the small speaker of the phone.

Hello? Hello?”

In a moment, the line goes dead.

JPMorgan, Goldman Sachs and the Limerick


One can find creative writing in the oddest places. This morning, I am sharing with you samples of the limerick. I found these examples on www.zerohedge.com, a financial news website. The author is identified only as The Limerick King. To help the reader, the “whale” is JPMorgan  and the “squid” is Goldman Sachs. The Captain refers to Jamie Dimon of JPMorgan.

As the world-wide economy slows

The risk inside banks no one knows

They fill us with lies

Then to our surprise

The Captain shouts out “Thar She Blows”

The Limerick King

A battle of squid versus whale
Which one of these giants will fail?
The loser is moot
It’s taxpayer loot
That’s taken to finance the bail

The Limerick King

The Limerick is a folksy style of poetry that has often been used for political or social commentary. Although the target of these two limericks is investment banks, the overall content is in keeping with the historic use of the form.

Wikipedia offers the following description about the form:

A limerick is a kind of a witty, humorous, or nonsense poem,[1] especially one in five-line anapestic or amphibrachic meter with a strict rhyme scheme (AABBA), which is sometimes obscene with humorous intent. The form can be found in England as of the early years of the 18th century.[2] It was popularized by Edward Lear in the 19th century,[3] although he did not use the term.

The following limerick is of unknown origin:

The limerick packs laughs anatomical

In space that is quite economical.

But the good ones I’ve seen

So seldom are clean

And the clean ones so seldom are comical.[

 
P.S. The comments section of the original zerohedge.com post is eye-opening to ADULTS (as in Rated R) who have an interest in Wall Street fodder.
http://www.zerohedge.com/contributed/2012-07-12/squids-and-whales